
Mortgage Loans
Whether you're a first-time homebuyer or a seasoned professional, our residential mortgages make buying your new home or investment property even easier than you thought.
Our lending professionals know the mortgage business inside and out. We can offer long term fixed and adjustable rates with varying terms, at the most competitive interest rates around. Stop by today and start making your dreams come true.
- Summary
- Competitive interest rates
- Fixed and adjustable rate mortgages (ARMs)
- Flexible term options
- Low down payment
- Pre-approval available
- Affordable payments
- Local processing and underwriting
- Quick decisions
- Personal service
- Experienced loan professionals
- Easy application process
- Locally approved and serviced loans
- Payments are made to American Bank
Refinance With Us!
We can handle all of your refinancing needs, too! Contact us to see how much you could be saving.
- Second Mortgage
Unlock the potential of your home with the equity you've built. A second mortgage is a smart choice for those who need ongoing access to funds and who may want a one-time payout and fixed payment. We offer loans and lines of credit to meet your specific needs.
- FHA
Buying a home is an important step to financial security, and the right mortgage financing can make it a reality. FHA loans are tailored to first-time homebuyers or individuals who may already have purchased a home but have imperfect credit.
- Free pre-approval
- Low down payment requirements
- Flexible income, debt and credit requirements
- Down payment and closing costs that may be funded by a gift or grant
- Offering long-term fixed rates (15, 20, 30 years)
- Locally approved and serviced loans
- Payments are made to American Bank
FHA allows you to:
- Purchase a home
- Remodel your current home
- Make home repairs
- Make energy-efficient home improvements





