YOUR FINANCIAL PRIVACY RIGHTS AT
AMERICAN BANK OF THE NORTH

Your financial privacy is important to us at American Bank. This disclosure explains what we do to protect it.

Customer - Consumer customers who have a continuing relationship with us where we provide one or more financial products or services that are used primarily for personal, family, or household purposes such as:

Nonpublic Information - Personally identifiable financial information not publicly available that you provide to us or we collect when you obtain a financial product or service from us.

Affiliate - any company that controls, is controlled by, or is under common control with us.

Nonaffiliated Third Party or “Other” Party - Any person that we do not employ or a company that is not an affiliate of ours.

Consumer Reporting Agency – Anyone who, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and which uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports.

CATEGORIES OF INFORMATION WE COLLECT

We collect nonpublic personal information about you from the following sources:

SERVICE PROVIDER / JOINT MARKETING EXCEPTIONS

As permitted by law, we may disclose the following information to companies that perform marketing services on our behalf:

CONFIDENTIALITY AND SECURITY OF YOUR INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.