Rates

Ask one of our Customer Service Representatives for current Public Funds Rates

Checking

 CompoundingInterestAPY*Minimum Balance
Cha-Ching! CheckingMonthly0.18%0.18%$50 to open
All American CheckingMonthly0.05%

500+

0.05%

500+

$50 to open
Custom 50 CheckingMonthly0.15%0.15%$50 to open
Investment Checking  

  
$1,000 - $9,999Monthly0.15%0.15%$1,000.00 to open & avoid fees
$10,000-$24,999Monthly0.20%0.20%$1,000.00 to open & avoid fees
$25,000+Monthly0.25%0.25%$1,000.00 to open & avoid fees

Fees could reduce earnings on the above accounts. The interest rates may change after the account is opened.

*APY = Annual Percentage Yield

Savings

 CompoundingInterestAPY*Minimum Balance
Health Savings AccountQuarterly0.40%0.40%none
All American SavingsQuarterly0.25%0.25%$50.00 to open & avoid fees (waived if under 18yrs)
All Seasons Club SavingsAnnually0.25%0.25%$5 to open
IRA Savings**Quarterly0.40%0.40%$25 to open
Great Beginnings SavingsQuarterly0.25%0.25%$25 to open

Fees could reduce earnings on the above accounts. The interest rates may change after the account is opened.

*APY = Annual Percentage Yield

**The minimum deposit to open an IRA Certificate of Deposit is $250. A tax penalty for early withdrawal from an IRA may apply. Past performance does not guarantee future results. Please see a Customer Service Representative for information about applicable fees and terms.

Certificates of Deposit (CDs)

 APY* Under $10,000APY* $10,000 to $49,999APY* Over $50,000
3 Months**0.10%0.15%0.20%
6 Months**0.15%0.20%0.25%
9 Months**0.20%0.25%0.30%
12 Months**0.30%0.35%0.40%
18 Months***0.35%0.40%0.45%
24 Months***0.50%0.55%0.60%
30 Months***0.55%0.60%0.65%
36 Months***0.75%0.80%0.85%
48 Months***1.00%1.05%1.10%
60 Months***1.20%1.25%1.30%

You can increase your CD rate by 0.10% if you have two additional active products (excluding CDs & Debit Cards) with us. (Does not include rate specials). Please call a Customer Service Representative for more information.

Interest is credited and compounded quarterly on all CDs. As a service to our CD customers, you may elect to receive your interest by check or have it credited to your deposit account on a quarterly basis. If you elect to take your interest in this manner, you will not receive the benefit of compounding.

*APY = Annual Percentage Yield

**Minimum deposit required is $1,000. Penalty of one month's interest is imposed on early withdrawal.

***Minimum deposit required is $1,000. Penalty of three months' interest is imposed on early withdrawal.

Business Checking

 APY* 
Business Interest Checking  
$0 - $4,9990.15% 
$5,000 - $24,9990.15% 
$25,000 - $49,9990.20% 
$50,000 - $99,9990.20% 
$100,000 - $249,9990.25% 
$250,000 +0.25% 
Business Earnings Credit0.25%

Earnings Credit is NOT an APY

 

*APY = Annual Percentage Yield

Business Savings

 APY* 
Business Savings  
$0 - $4,9990.15% 
$5,000 - $24,9990.20% 
$25,000 - $49,9990.20% 
$50,000 - $99,9990.25% 
$100,000 - $249,9990.25% 
$250,000 +0.25% 

*APY = Annual Percentage Yield