Rates

Ask one of our Customer Service Representatives for current Public Funds Rates

Checking

CompoundingInterestAPY*Minimum Balance
Cha-Ching! CheckingMonthly0.65%0.65%$50 to open
All American CheckingMonthly0.10%

500+

0.10%

500+

$50 to open
Custom 50 CheckingMonthly0.50%0.50%$50 to open
Investment CheckingMonthly0.75%0.75%$1,000.00 to open & avoid fees

Fees could reduce earnings on the above accounts. The interest rates may change after the account is opened.

*APY = Annual Percentage Yield

Savings

CompoundingInterestAPY*Minimum Balance
Health Savings AccountQuarterly0.75%0.75%none
All American SavingsQuarterly0.75%0.75%$50.00 to open & avoid fees (waived if under 18yrs)
All Seasons Club SavingsAnnually0.75%0.75%$5 to open
IRA Savings**Quarterly0.75%0.75%$25 to open

Fees could reduce earnings on the above accounts. The interest rates may change after the account is opened.

*APY = Annual Percentage Yield

**The minimum deposit to open an IRA Certificate of Deposit is $250. A tax penalty for early withdrawal from an IRA may apply. Past performance does not guarantee future results. Please see a Customer Service Representative for information about applicable fees and terms.

Certificates of Deposit (CDs)

APY* Under $10,000APY* $10,000 to $49,999APY* Over $50,000
3 Months**0.30%0.35%0.40%
6 Months**0.45%0.50%0.55%
9 Months**0.60%0.65%0.70%
12 Months**0.70%0.75%0.80%
18 Months***0.80%0.85%0.90%
24 Months***0.95%1.00%1.05%
30 Months***1.05%1.10%1.14%
36 Months***1.14%1.20%1.25%
48 Months***1.25%1.30%1.35%
60 Months***1.40%1.45%1.50%

30 Month Freedom CD Special

  • Term: 30 Months
  • Rate: 1.14%
  • Yield: 1.14%
  • Minimum: $1,000.00
  • Step-up Feature

You can increase your CD rate by 0.10% if you have two additional products (excluding CDs & Debit Cards) with us. (Does not include rate specials). Please call a Customer Service Representative for more information.

The 30 month CD pays interest at maturity. There is no compounding during the term. Interest is credited and compounded quarterly on all remaining CDs. As a service to our CD customers, you may elect to receive your interest by check or have it credited to your deposit account on a quarterly basis. If you elect to take your interest in this manner, you will not receive the benefit of compounding.

*APY = Annual Percentage Yield

**Minimum deposit required is $1,000. Penalty of one month's interest is imposed on early withdrawal.

***Minimum deposit required is $1,000. Penalty of three months' interest is imposed on early withdrawal.

Business Accounts

APY* 
Regular Savings0.75% 
Business Earnings Credit0.25%

Earnings Credit is NOT an APY

*APY = Annual Percentage Yield