We provide donations to eligible 501(c) 3 non-profits and to charities who do not meet the 501(c) 3 guidelines, but meet the bank's criteria.

Areas we are primarily interested in contributing to in NE Minnesota are:

  • Children and youth programs (including but not limited to: youth sport teams, boys and girls clubs; after-school programs; mentoring programs)
  • People in crisis (including but not limited to: victims of disasters; local food banks; homeless shelters; domestic violence shelters)
  • Community and Civic organizations (including but not limited to: Local Elks, Rotary, Lions Clubs, Local Chamber of Commerce, Local United Ways)
  • Education (including but not limited to: innovative educational programs for children and adults, especially projects that foster wise decision-making and esteem building)
As you might imagine, American Bank of the North receives hundreds of requests to support charitable programs of all types. Therefore, due to the overwhelming number of requests, we have set up some guidelines, which can be found on our Donation Request Form.

Please print the form and fax or mail it as instructed on the sheet. We thank you for taking the time to review and follow them.

Community Reinvestment Act
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low and moderate income neighborhoods, consistent with safe and sound operations. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228).

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.
CRA Policy            CRA Public Disclosure 2019