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Visa® Rewards Credit Card

Make sure you can buy the things your company needs...when you need it. Our commercial credit card can give you additional purchasing power to help you build your business.

Take advantage of generous limits, low interest rates, and a rewards program that earns you points with every purchase. Best of all, there's no monthly fee. Sign up now so you'll already have it when you need it.

  • Accepted around the world
  • Generous credit limits
  • Rates as low as 7.90% APR*
  • Earn ScoreCard Rewards®
  • Easy online access
  • 24-hour customer service
  • Monthly statements for easy record keeping
  • For a lost or stolen credit card please call 218-262-3557 Monday - Friday; 8am - 5pm or 800-325-3678 after 5pm and on Saturday & Sunday's

Get 10,000 points instantly!
Earn up to 10,000 points when you transfer a balance from a competitor's card. Contact us to find out about this special offer.

Text Fraud Alerts - Making your world more secure.
We've always monitored your account for fraud, but now we can quickly text you if we see something suspicious. If you receive a fraud alert message, simply respond whether the transaction was yours or not. And don't worry – if you miss our text, we'll also try to call you.

Consolidated Billing
We are excited to announce that we are now able to offer Consolidated Billing for our Business Credit Card Accounts!

What is consolidated billing? This centralized billing feature allows for one single payment at the Central Bill account level for all related Individual Business card account activity. So, for example, Joe's Warehouse has 62 cardholders for their business. Our current billing process would send out 62 statements for each cardholder's activity along with 62 payment coupons. With consolidated billing, however, they will receive one statement with all of the activity broken down by individual cardholder with one payment coupon. Joe's Warehouse is now able to make one single payment for all of their cardholders instead of 62 payments at the individual cardholder level.

If your business would benefit from switching to Consolidated Billing, please feel to contact our Card Services Department at 218-262-3557.

Combine your Scorecard® Points!!!
You no longer have to worry about being a few points shy of getting the rewards that you want! In an ongoing effort to continue to improve our credit card product, we are now offering our cardholders the option to combine your Scorecard® points with another American Bank credit card account! A $5 fee will be assessed on your statement.

Visa Checkout - Welcome to a streamlined checkout experience
American Bank has enrolled in a new and exciting digital wallet service called Visa Checkout. This new service lets you check out online without having to re-enter your payment and shipping information. For shoppers, it's a great way to manage your online shopping with a single account that you use anywhere that accepts Visa Checkout. Some highlights of Visa Checkout include:
  • Multi Channel- Easily make online payments through Visa Checkout using a computer, tablet, or mobile phone.
  • Secure- Visa Checkout provides cardholders the security and protections they have come to expect from Visa®.
  • Personal- Enhance the control and value cardholders get from their payment experience.
  • Flexible, open platform- Compatible with all major credit and debit cards.
  • Simple- Cardholders can check out on any website where Visa Checkout by Visa is accepted without having to re-enter payment information.
To get started, simply visit to create your own personal account!

*The Annual Percentage Rate (APR) is a fixed rate and is accurate as of October 1, 2018. In order to receive the APR of 7.90% you must have a minimum of one existing account relationship with American Bank in addition to the credit card account; otherwise your rate will default to 10.90%.

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