Exceptional service and true value back the American Bank VISA® Rewards charge card.  In fact, we pride ourselves in offering the highest quality service in the industry.  We are also proud of the fact that we are locally owned, operated and managed, providing you with personalized service that you've come to expect. 

Why choose the American Bank VISA®

Rewards Business Charge Card?

You'll Be Rewarded!

Scorecard® Rewards Program
It’s simple. Earn 1 point for every retail purchase you make with your charge card.
Then redeem your points for:
Consolidated Billing
This centralized billing feature allows for one single payment at the Central Bill account level for all related Individual Business card account activity.  If your business would benefit from switching to Consolidated Billing, please feel to contact our Card Services Department at 218-262-3557.

We’ll Combine Your Points
Tired of waiting to accrue enough points to redeem for what you really want? We’ll combine all of your individually accrued Scorecard Points onto one card for a transfer fee of $5 per cardholder.

Text Fraud Alerts
We've always monitored your account for fraud, but now we can quickly text you if we see something suspicious. If you receive a fraud alert message, simply respond whether the transaction was yours or not. And don't worry – if you miss our text, we'll also try to call you.

Even More Benefits

  • Accepted anywhere Visa® is accepted
  • Rates as low as 10.25% APR*
  • 24-hour Fraud Monitoring
  • Individualized cardholder credit limits and cash access
  • Manage account and make payments conveniently online at www.mycardstatement.com
  • Automatic payments available upon request.  Please call 218-262-3557
  • Monthly statements for easy record keeping
  • Travel Accident Insurance and Auto Rental Collision Coverage
  • Local Card Service Support
    • Monday through Friday 8:00am – 5:00pm  218-262-3557
  • Customer Service Representatives available 24/7 at (800) 423-7503

*The Annual Percentage Rate (APR) is a variable rate and is accurate as of April 1, 2021. This APR will vary with the market based on the Prime Rate.