Home Equity Line of Credit › American Bank

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Take Control of Your Finances

Make sure you're always prepared for future expenses

A Home Equity Line of Credit (or HELOC for short) can give you easy access to financing whenever you need it, without having to apply for a loan every time.

Like a home equity loan, a HELOC is based on your home's value. But instead of a lump sum, you're pre-approved for a certain amount that you can use as you need. You can access it anytime, and you don't pay any interest until you actually use it.