A Home Equity Line of Credit (or HELOC for short) can give you easy access to financing whenever you need it, without having to apply for a loan every time.

Like a home equity loan, a HELOC is based on your home's value. But instead of a lump sum, you're pre-approved for a certain amount that you can use as you need. You can access it anytime, and you don't pay any interest until you actually use it. 

  • Based on home's value
  • Use funds for most anything
  • Competitive variable rate
  • Interest may be tax deductible*
  • Local processing and underwriting
  • Quick decisions
  • Affordable payments (interest only payments)
  • Personal service
  • Experienced loan professionals
  • Easy application process


Contact one of our Portfolio Bankers

Portfolio Banker
Grand Rapids
218.322.2012
NMLS #1603212

Portfolio Banker
Hibbing
218.231.8974
NMLS #651154

Portfolio Banker
Mt. Iron
218.735.3768
NMLS #779331