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Visa® Rewards Credit Card

Got your eye on something nice that's a little bit out of your price range? When you need extra purchasing power, this card is your secret weapon.

Use it to make purchases anywhere Visa® is accepted. Plus, every time you use it, you earn valuable points that can be used on airline tickets, hotels, and other valuable merchandise. So why not go ahead and buy that special something!

  • Questions?
  • Accepted around the world
  • Rates as low as 6.90% APR*
  • Earn ScoreCard Rewards®
  • No annual fee
  • Easy online access
  • 24-hour customer service
  • Monthly statements for easy record keeping
  • For a lost or stolen credit card please call 218-262-3557 Monday - Friday; 8am - 5pm or 800-325-3678 after 5pm and on Saturday & Sunday

  • Go to the APPLY TODAY tab above.
  • Get 10,000 points instantly!

  • Earn up to 10,000 points when you transfer a balance from a competitor's card. Contact us to find out about this special offer.
  • Text Fraud Alerts - Making your world more secure.

  • We've always monitored your account for fraud, but now we can quickly text you if we see something suspicious. If you receive a fraud alert message, simply respond whether the transaction was yours or not. And don't worry – if you miss our text, we'll also try to call you.
  • Combine your Scorecard® Points!!!

  • You no longer have to worry about being a few points shy of getting the rewards that you want! In an ongoing effort to continue to improve our credit card product, we are now offering our cardholders the option to combine your Scorecard® points with another American Bank credit card account! A $5 fee will be assessed on your statement.
  • Scorecard® Rewards Travel Program features

  • Book airline tickets without the restrictions of the Fixed Ticket model
  • Multiple purchase price options based on the variable market prices of airline tickets
  • More activity options
  • Online cruise bookings
  • Booking fees are bundled with the cost of the ticket, so points can be used for the ENTIRE booking
  • No maximum ticket amount, no 30-day advance notice, and no Saturday stay required
  • Cardholders can select the number of points they wish to use for the booking and use their card to pay for the remaining portion
  • …. And so much more!
  • Visa Checkout - Welcome to a streamlined checkout experience

  • American Bank has enrolled in a new and exciting digital wallet service called Visa Checkout. This new service lets you check out online without having to re-enter your payment and shipping information. For shoppers, it's a great way to manage your online shopping with a single account that you use anywhere that accepts Visa Checkout. Some highlights of Visa Checkout include:
  • Multi Channel- Easily make online payments through Visa Checkout using a computer, tablet, or mobile phone.
  • Secure- Visa Checkout provides cardholders the security and protections they have come to expect from Visa®.
  • Personal- Enhance the control and value cardholders get from their payment experience.
  • Flexible, open platform- Compatible with all major credit and debit cards.
  • Simple- Cardholders can check out on any website where Visa Checkout by Visa is accepted without having to re-enter payment information.
  • To get started, simply click the blue VISA Checkout button above to create your own personal account!
  • Access American Bank Rewards Visa® Account Online here.
  • View your ScoreCard Rewards here.
  • *The Annual Percentage Rate (APR) is a fixed rate and is accurate as of July 1, 2017. In order to receive the APR of 6.90% you must have a minimum of one existing account relationship with American Bank in addition to the credit card account; otherwise your rate will default to 9.90%.


Reward yourself with an American Bank Rewards credit card!

NOTE: Please include income verification with your application

To submit your application-

1)Mail to:

American Bank

Attn: Card Services

522 E Howard St.

Suite 104

Hibbing, MN 55746

2) Drop it off at your nearest local American Bank branch! Click here for our branch locations and hours.

Local Gift Cards

Redeem Your Points for Gift Cards!

With the Local Business Gift Card Program, you can treat yourself to something local - and fun! Redeem your Visa® Rewards card points for a gift card to any of these local business:

  • Aszendrops Coffee House
  • Bender's Shoes - Duluth, Grand Rapids, Hibbing
  • Forest Lake - Grand Rapids
  • Edwards Oil
  • North Country Propane
  • Super One Foods
  • Super One Liquor
  • Short Stop Convenience Store/Gas Station
  • L&M Fleet Supply
  • Lucky Seven
  • Rapid Rental & Supply- Moving & Storage
  • Domino's Pizza - Virginia
  • Dairy Queen - Virginia

Call your local branch or stop in and ask one of our team members how to redeem for your gift card today!

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