Rates

Ask one of our Personal Bankers or Customer Service Representatives for current Public Funds Rates

Rates are effective 5/22/2017 and subject to change without notice.

Checking

 CompoundingInterestAPY*Minimum Balance
All American Rewards CheckingMonthly0.18%0.18%$50 to open
Custom 50 CheckingMonthly0.15%0.15%$50 to open
Investment Checking  

  
$1,000 - $9,999Monthly0.15%0.15%$1,000.00 to open & avoid fees
$10,000-$24,999Monthly0.20%0.20%$1,000.00 to open & avoid fees
$25,000+Monthly0.25%0.25%$1,000.00 to open & avoid fees

Fees could reduce earnings on the above accounts. The interest rates may change after the account is opened.

*APY = Annual Percentage Yield

Savings ***

 CompoundingInterestAPY*Minimum Balance
Health Savings AccountQuarterly0.40%0.40%none
All American SavingsQuarterly0.25%0.25%$50.00 to open & avoid fees (waived if under 18yrs)
All Seasons Club SavingsAnnually0.25%0.25%$5 to open
IRA Savings**Quarterly0.40%0.40%$25 to open
Great Beginnings SavingsQuarterly0.25%0.25%$25 to open

Fees could reduce earnings on the above accounts. The interest rates may change after the account is opened.

*APY = Annual Percentage Yield

**The minimum deposit to open an IRA Certificate of Deposit is $250. A tax penalty for early withdrawal from an IRA may apply. Past performance does not guarantee future results. Please see a Customer Service Representative for information about applicable fees and terms.

*** Federal regulation limits the number of preauthorized withdrawals or transfers to 6 per month, including those made by check, draft, debit card or similar order to third parties. Withdrawals made at ATMs or in person are unlimited. Any transaction in excess of limit will be charged $1 per transaction.

Certificates of Deposit (CDs)

 APY* Under $10,000APY* $10,000 to $49,999APY* Over $50,000
3 Months**0.10%0.15%0.20%
6 Months**0.15%0.20%0.25%
9 Months**0.20%0.25%0.30%
12 Months**0.30%0.35%0.40%
18 Months***0.35%0.40%0.45%
24 Months***0.50%0.55%0.60%
30 Months***0.55%0.60%0.65%
36 Months***0.75%0.80%0.85%
48 Months***1.00%1.05%1.10%
60 Months***1.20%1.25%1.30%

You can increase your CD rate by 0.10% if you have two additional active products (excluding CDs & Debit Cards) with us. (Does not include rate specials). Please call a Customer Service Representative for more information.

Interest is credited and compounded quarterly on all CDs. As a service to our CD customers, you may elect to receive your interest by check or have it credited to your deposit account on a quarterly basis. If you elect to take your interest in this manner, you will not receive the benefit of compounding.

*APY = Annual Percentage Yield

**Minimum deposit required is $1,000. Penalty of one month's interest is imposed on early withdrawal.

***Minimum deposit required is $1,000. Penalty of three months' interest is imposed on early withdrawal.

Business Checking

 APY* 
Business Interest Checking  
$0 - $4,9990.15% 
$5,000 - $24,9990.15% 
$25,000 - $49,9990.20% 
$50,000 - $99,9990.20% 
$100,000 - $249,9990.25% 
$250,000 +0.25% 
Business Earnings Credit0.25%

Earnings Credit is NOT an APY

 

*APY = Annual Percentage Yield


Business Savings***

 APY* 
Business Savings

*** Federal regulation limits the number of preauthorized withdrawals or transfers to 6 per month, including those made by check, draft, debit card or similar order to third parties. Withdrawals made at ATMs or in person are unlimited. Any transaction in excess of limit will be charged $1 per transaction.

 

*** Federal regulation limits the number of preauthorized withdrawals or transfers to 6 per month, including those made by check, draft, debit card or similar order to third parties. Withdrawals made at ATMs or in person are unlimited. Any transaction in excess of limit will be charged $1 per transaction.

 
$0 - $4,9990.15% 
$5,000 - $24,9990.20% 
$25,000 - $49,9990.20% 
$50,000 - $99,9990.25% 
$100,000 - $249,9990.25% 
$250,000 +0.25% 

*APY = Annual Percentage Yield


*** Federal regulation limits the number of preauthorized withdrawals or transfers to 6 per month, including those made by check, draft, debit card or similar order to third parties on Business Savings Accounts. Withdrawals made at ATMs or in person are unlimited. Any transaction in excess of limit will be charged $1 per transaction.