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A canoe sitting on the rocky edge of a lake surrounded by forest.

Service Fees





Statement Copy 
  • With Images
  • Without Images
  • Extra Statement Fee

$7.50
$5
$5/Per Month
Statement Image Fees
  • eStatement with Images
  • Paper Statement with Images
  • Paper Statement without Images

No charge
$2.95
$2
Statement on CD ROM (Business Customers)
  • Monthly
  • Quarterly (Statements on one CD)
  • Annually (Statements on one CD)

$10
$25
$100
Copy of Cancelled Check or Document
$5
Overdraft or Returned Item Fee
  • (This fee applies to overdrafts created by check, in-person, or ATM withdrawals, or other electronic means.) *Overdraft fees, including continuous overdraft charges** for overdrafts caused solely by ATM and/or everyday debit card transactions do not apply unless you authorize coverage for these transaction types. **Overdrafts by bank service charges or fees can cause continuous overdraft charges.
$28




Maximum Overdraft Charge Per Day $140
 
Continuous Overdraft Fee
$5/day you are overdrawn after 5 business days 
Deposited Check Return
  • Personal
  • Business

No Charge
$4 
Foreign Check Processing
  • Canadian
  • Non-Canadian

$5/Check
$20/Check Plus Fees
Stop Payment
  • Check / ACH
  • Series of Checks

$28
$38
Wire Transfer
  • Incoming - Domestic
  • Incoming - Foreign
  • Outgoing - Domestic
  • Outgoing - Foreign

$10/Wire
$25/Wire
$25/Wire
$55/Wire
ACH Agreement
  • Consumer (Free if paying an American Bank loan)
  • Business (If one ACH transfer set up on account level) 

$5/Each
$5
ePay
  • Consumer & Business
  • Consumer & Business Enrolled with eStatements
  • Pay a Person ($1,000 Daily Limit)
    • Direct Deposit (No Charge)
    • Check Payment (No Charge)
    • Email ($1/Payment)
  • Rush Delivery
    • $19.95 (Check) Next Business Day
    • $14.95 (Check) Second Business Day
    • $9.95 (Electronic) Second Business Day
  • Gift Check
  • Donation

$4.95/Month
No Charge







        
$2.99/Each
$1.99/Each
Bank to Bank Transfers (Consumers Only & Must Qualify)
$1/Transfer 
eDeposit (Must Qualify)
  • Consumer
  • Business

$1/Deposit
$15/Month
Visa® Reloadable Card
  • Purchase Price
  • Companion Card (Up to 2 extra cards)
  • Reload Fee
  • Monthly Fee (Waived with any load)

$9.95
$2.95
$2.95
$4.95
Visa® Gift Cards  $3.95 
Visa® Travel Card
  • Purchase Price
  • Companion Card (Up to 2 extra cards)
  • Reload Fee
  • Monthly Fee (Waived for the first 3 months & with any load)

$9.95
$2.95
$2.95 
$4.95
Cash Advances
  • American Bank Visa® Credit Card
  • Non-American Bank Issued Debit/Credit Card

2%
4%
ATM, Debit or Credit Cards
  • Replacement Fee
  • Foreign ATM Fees (For each funds transfer, balance inquiry, or withdrawal at any NON-American Bank, Money Pass, or local Lucky Seven ATMs)

$5
$1
Encoded Counter Checks $1/Per Check
Money Orders (Up to $1,000) $2.50
Cashier's Check $5
Declaration of Loss on a Cashier's Check  $28
Excess Transfer Fee (Savings Accounts Only)
  • If transfer exceeds 6 per statement cycle 

$1/Transfer 
Inactivity Fee
  • If checking or savings account balance falls below $50 and 18 months of no account activity

$10/Month
Collection Item  $15
Check Cashing
  • Non-Customer of American Bank
    • Government or On-Us Checks Only

$5/Check
Coin Counting 
  • Customer
  • Non-Customer (Hibbing Location Only)

No Charge
10%
Deposit Bag (Business Customers Only) 
  • Without Lock
  • With Lock
  • Key Replacement Fee

$5
$30
$5
Endorsement Stamp (Business Customers Only)
Cost of Stamp 
Medallion Stamp (Customers Only)
$5 
Notary Fee (Customers Only) No Charge 
Account Reconciliation $15/Hour
Account Research $15/Hour
Levies & Garnishments $125
Escheated Abandoned Account Fee $75
Safe Deposit Drill Fee Fee Varies




Leading For Life