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Visa® ATM / Debit Cards


You can't walk around with all your money in your pocket—it would be inconvenient, impractical, and unsafe. But with an American Bank debit or ATM card in your wallet, all those problems are solved!

It's easy access to your entire account balance no matter where you are. Get cash from an ATM or use your debit card to purchase what you need. Funds are deducted automatically from your account, with no bill or finance charges at the end of the month.

  • No monthly service fee
  • Make purchases or get cash anytime
  • Funds deducted automatically
  • Over 33,000 surcharge-free ATMs through the MoneyPass Network
    • MoneyPass is Growing! They recently added over 8,000 7-Eleven store locations nationwide! 
  • No bill to pay or finance charges
  • Easier than writing a check
  • Safer than carrying cash
  • Monthly statement for easy record keeping
  • For a lost or stolen ATM or Debit card please call 218-262-3557 Monday - Friday; 8am -5pm or 800-500-1044 after 5pm and on Saturday & Sundays


Text Fraud Alerts - Making your world more secure.

We've always monitored your account for fraud, but now we can quickly text you if we see something suspicious. If you receive a fraud alert message, simply respond whether the transaction was yours or not. And don't worry – if you miss our text, we'll also try to call you.

Sign & Earn Rewards

Now you can turn every purchase like gas, dining out, groceries and more into FREE REWARDS by SIGNING when you use your debit card!* This is a limited time offer, so start using your American Bank debit card and sign for all of your everyday purchases.
It's this easy!
  1. When you pay with your debit card, merchants may ask "credit" or "debit." Always choose "credit" and sign the receipt to complete your transaction. The funds will be taken from your checking account, and will qualify towards earning for Sign and Earn Rewards.
  2. Use your debit card at least three times and reach one of three spending levels within the program period: $1500, $1000 or $500.
  3. Select the FREE REWARDS of your choice within that level and we'll deliver it right to your door!

Eligible Purchases: signature purchase, Internet purchases, phone/mail order purchases, and bill payment (including online).

Ineligible Purchases: PIN-based or ATM transactions (if you have to enter your PIN, you will not earn rewards)

*This campaign is ONLY for selected cardholders who have not activated their cards 30-60 days since issuance. This campaign does not pertain to all of our account holders.

For more information or if you have any questions, please contact one of our branches today!




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